“This is a traditional paper policy, only in e-form.
It has the same legal effect."
Із One Click ви можете оформити страхування із будь-якого куточка України! Вартість Автоцивілки залежить від місця реєстрації власника. Обирайте своє місто, та перевірте, скільки коштуватиме ОСЦПВ на вашу автівку!
Verification of the MTPL Insurance e-policy is carried out according to:
In case of an insured event:+38 (044) 377 72 06
To do this, use the formula: cost = BT * K1 * K2 * K3 * K4 * K5 * K6 * BM * SL, where the base tariff is taken into account (the amount set by the state - UAH 180), as well as alternately the coefficients (1-6) of such parameters - type of TC, place of registration of the car, place of operation of the vehicle, driver's experience, period of operation and cases of fraud. BM is a bonus malus, and SL is a discount for beneficiaries. However, you are unlikely to need this formula, because today the price of insurance can be calculated much easier - on the company's calculator online. It should be borne in mind that each coefficient has a fork of values, and their maximum and minimum are set by MTIBU. The One Click website has a convenient online solution for rendering at any time.
The OSAGO class is a parameter that displays the number of insured events in the driver's history of the car owner. This number is determined by the bonus-malus factor. If the driver provoked the accident, his class decreases, and if he did NOT become the culprits of the accident for a year, it increases. The law of Ukraine states that there are 15 classes: M, 0 and 1-13 (from the lowest to the highest). High-class drivers are entitled to discounts when renewing the policy.
A company specialist or an independent expert uses special programs to assess the damage and then determine how much to pay to the victims. The maximum possible payment is 160 thousand. and 320 thousand. UAH per one victim, but when buying insurance, the client can increase the limit to UAH 1 million. If the damage is great, the culprit will have to cover it himself. Such limits are applied if no more than 5 cars are damaged due to the fault of the insured. If there are more participants, the amount of damage is distributed proportionally between them.
When was the last time you checked your policy? Are you sure the expiration date hasn't passed yet? Motor CTP is a mandatory document for all drivers in Ukraine. We have simplified the registration of insurance for a car and now it is possible to buy OSAGO in just a few clicks.
OSAGO is a type of insurance that is defined by law as mandatory. This means that every driver/owner of a car or other land vehicle (registered only in Ukraine) can become a traffic model if they have the appropriate policy.
You no longer need to go to the office of the insurance company to buy insurance.
Just enter on our website:
Attention! If you are our regular customer, then when applying for an auto citizenship, instead of car parameters, it is enough to enter the state registration number of the vehicle.
In addition to the quick conclusion of an insurance contract on One Click, there are other advantages:
If you need advice, a virtual assistant is available on the site 24/7.
Another bonus of online registration is that you do not depend on the work schedule of the office of the insurance company and you can conclude an agreement even on holidays, weekends and at a time of the day that is convenient for you.
The validity of the insurance is 1 year, which is regulated by the law on auto citizenship. However, there are cases in which the owner of the vehicle can be insured for a shorter period (minimum 15 days).
In accordance with the law, drivers can buy an insurance policy for a non-standard period if:
It is also possible to insure the Vehicle only for the period when you use it for road traffic. Then the term for concluding an insurance contract will be one year, but the period when it covers an insured event will be slightly less.
The calculation of the price for an auto citizenship takes place directly on the site based on the parameters that you specify when applying for a policy
The amount of the deductible is also important here - the amount that you yourself pay to the victim in the event of an accident.
So that our customers do not overpay for insurance, we give the opportunity to choose the size of the deductible: the minimum is UAH 500, the maximum is UAH 2,600.
If you choose the largest franchise, you can save about 20% on the policy. Thanks to this, buy OSAGO at the best price.
You have 30 days from the date of the accident to submit the documents stipulated by the contract to the insurance company. In particular, we are talking about the following:
In addition, within 10 days from the moment of the road accident, the victim must provide the SC with a car for inspection and drawing up an act.
When the entire package of documents about the traffic accident, the victim and the perpetrator is collected, the insurance company makes a decision on compensation. This legislation allotted from 15 to 90 days.
Along with the mandatory auto citizenship, we offer additional policies that help you increase your payout, get it faster, and cover more medical care in the event of an accident.
We recommend purchasing them together with OSAGO:
|Service||What gives the driver in case of an accident?||Price|
|Additional extension of the insurance limit||You can choose the amount by which you will increase the limit - from UAH 100,000 to UAH 1 million.||Minimum 100 UAH.|
Depends on the selected amount of the additional limit.
|Direct Settlement||You can get the payment from your insurance company, NOT from the company that caused the accident. This will reduce the time for obtaining insurance compensation by almost three times.||Depends on the type of vehicle and the city of its operation.|
|Medical assistance in case of an accident||Includes:||300 UAH|
IC One Click makes sure that you spend a minimum of time on obtaining insurance and at the same time receive high-quality services at the best cost.
You can continue to drive the vehicle after the expiration of the insurance contract, but remember that in doing so you are breaking the law. And if a policeman stops you, then when checking documents, he will issue a fine in the amount of 25 non-taxable minimum incomes of citizens (UAH 425 as of 2021).
The insurance contract takes effect immediately after you have paid for it. Please note that the autocitizen policy indicates not only the day, month and year of purchase, but also the exact time (minutes, hours).
The action of the autocitizen expires on the date specified in the insurance contract. After that, the policy is no longer valid. Therefore, we advise you to buy a new motor vehicle citizen on time to avoid a fine.
The insurer transfers the information about the insured to the Central Database of the Motor (Transport) Insurance Bureau of Ukraine, which means that the validity of the policy can be checked online. To do this, on the MTIBU website, you must specify the series and number of the insurance contract or the number of the vehicle.